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Time to hit the road and cruise with that classic car!

Mosaic Insurance helps Prescott drivers get the right coverage for your classic carClassic car insurance is a highly specialized, nonstandard automobile coverage that is designed for specialty and vintage car collectors. Mosaic Insurance, your local Prescott insurance agents, identifies some of the criteria to be aware of when considering this kind of car insurance.

Vehicles: It’s important to understand the difference between a historic vehicle and a classic or vintage car. While most vehicles 25 years or older qualify as historic vehicles for registration purposes in Arizona, not all of them can be considered classic cars. Collectible cars are often identified as foreign sports cars, convertibles, as well as exotic and unique vehicles.

Driver: To be eligible for classic car insurance coverage, there are restrictions for the driver as well. The age of the driver as well as driving history and experience are considered when providing insurance for classic and vintage cars.

Storage: Your vintage automobile is a major investment. Make sure that your car is parked in a highly secure garage. Many insurance companies encourage owners to park their classic cars in storage facilities that are designed specifically for storing and securing collectible cars.

Mileage: Enjoy your ride! Most insurance companies will not restrict your annual mileage, but they expect that your collectible should not be driven as your primary vehicle. In order to maintain your classic car’s value, it is recommended that you not drive it more than 5,000 miles a year.

Now that you’re ready to hit the road, let the professionals at Mosaic Insurance, your one-stop insurance agents in Prescott, help you get the right coverage for your classic car. For a free quote, call 928-458-7374

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