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Commercial Auto Insurance

Commercial Auto Insurance in PrescottCommercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.  

Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Use of Personal Vehicles

Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business.  

Every business is unique – talk to Mosaic Insurance today to find out how to get the best commercial auto insurance, service, price and value. Give us a call at 928-458-7374.

Common questions about Commercial Auto Insurance

Many business owners in Prescott Arizona aren't sure if they should have commercial auto coverage.  Mosaic Insurance would like to help educate you on whether or not commercial auto coverage... read more

Infographic: Commercial Auto Driving Losses

Click here to download full PDF file Click here to download full PDF file  ... read more
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