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Spring Cleaning Can Prevent Homeowner Insurance Claims

Mosaic Insurane reminds homeowners that Spring cleaning means checking for items that could cause insurance claims.Mosaic Insurane reminds homeowners that Spring cleaning means checking for items that could cause insurance claims.Spring is just around the corner and Mosaic Insurance would like to suggest a few necessary items that homeowners should include in their Spring cleaning. In addition to making the house feel refreshed by giving it a good dusting, vacuuming and cleaning, maybe even throwing out some of the accumulated odds and ends, these activities will help you prevent some costly Prescott area homeowners insurance claims.

  • Check and clean the dryer hose once a year, as some lint may get past the lint trap.  Having a clogged hose not only costs you money by having to run a load of laundry through the dryer cycle more than once, it is also is one of the leading causes of house fires.
  • Inspect the caulking and seams around the windows and doors to look for cracks where moisture can enter and cause damage.  Not only will cracks around windows and doors allow moisture it, it may also make your energy costs rise. Replace old and dried out caulking.
  • Check your water heater for rust, corrosion or leaks and repair or replace if necessary
  • Make sure the batteries in the smoke detector and CO2 detectors are replaced so that in the event of an emergency you and your family will be properly warned.
  • Clean out gutters and downspouts of leaves and debris so that Spring rains won’t overflow the gutters and cause possible water damage.
  • Trim dead branches from trees, and tidy up shrubbery.  Keep branches away from utility wires and all shrubbery away from windows to help prevent theft.
  • Check driveways and walkways for cracks that could cause falls and repair as needed.
  • Clean or replace your heater/air conditioner filters. Not only will it give you fresher air in your home, it will also help make your HVAC unit last longer and work more efficiently.

By being proactive while doing your spring cleaning, you can help prevent possible damage during the year which could result in a claim against your homeowners insurance. For information on homeowners insurance, contact your local Prescott insurance professionals at Mosaic Insurance. We’re just a phone call away at  928-458-7374.



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