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Boating safety tips

To ensure a more enjoyable summer on the water, make sure you're insured with Mosaic Insurance in Prescott AZ Summer is here and it’s the time of year when we all enjoy getting away and going to the where the water is! But in order to truly enjoy your time on the water, it is important that you understand the basic rules of safety so that everyone can enjoy the water safely. Although operator inexperience, not paying attention, recklessness and speeding are the leading causes of boating accidents, your local insurance agency in Prescott, Mosaic Insurance, believes following these safety rules will help prevent accidents.

Alcohol - Never bring alcohol along in the boat. The effects of alcohol are more intense on the water as a result of the sun, glare, wind and noise. In addition, driving a boat under the influence of alcohol is a crime.

Life Jackets - Crash statistics indicate boaters who wear life jackets and take boater safety courses are most likely to stay safe on the waters. Make sure your boat has one Coast Guard approved life jacket for each person on the boat.

Weather - Even if you start out on a clear, sunny day, the weather can change quickly regardless of the season. During the summer season in Arizona, there is always a chance of pop-up monsoons with thunder and lightning. If you notice bad weather approaching, you should get off the water as quickly as possible.

Communicate - Always make sure someone who is not going out with you knows when you plan to leave, where you plan to go, and when you plan to return.

Navigation - Make sure to follow all of the navigation rules for the area you are boating in. After leaving the boat launch, maintain slow, no-wake speed for a safe and legal distance.

By following these basic safety guidelines, Mosaic Insurance hopes that you will have lots of safe summer fun on the water. And make sure that your watercraft is insured and has the proper liability insurance coverage. For help with all of your watercraft insurance needs, contact Mosaic Insurance, your local insurance experts in Prescott, at 928-458-7374.

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