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Boat Insurance can help you Weather the Storm

It is that time of the year to enjoy the outdoors.  Here in Arizona, we have many waterways to take those boats out and celebrate with friends and family, whether it be fishing, water-skiing, house boating, or just cruising around on a powerboat.  Water activities are a great way to enjoy friends and family, but it is important to remember to keep the right kind of insurance coverage for your peace of mind.  The experts at Mosaic Insurance can help you when deciding on the right boat insurance policy in Prescott.

When deciding on Boat Insurance, there are many different types of coverage. For most types of boats, the three most common kinds of coverage are:

  • Bodily injury liability for expenses related to the injury of another person
  • Property damage liability for expenses related to harming another person’s property
  • Physical damage for damage to your own property, including your boat and trailer

There are times when you may also want additional coverage, such as:

  • Property coverage for equipment such as tools, life preservers, anchors and oars
  • Insurance for fishing equipment
  • Towing coverage
  • Medical payments coverage for hospital and funeral expenses
  • Uninsured/underinsured boaters coverage if you have an accident with another boater with insufficient coverage

Buying insurance is a very unique and personal matter. There are many options that need to be discussed to make sure you are buying the right policy for your boat(s) and many considerations go into making such a decision. The experts at Mosaic Insurance can discuss your needs and help you decide the best coverage for your unique situation. When getting a boat insurance policy in Prescott, make sure you are speaking with an expert, we can help! Give us a call today at 928-458-7374.



Posted to: Watercraft and Boating Insurance


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