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How your homeowners insurance might be affected by Christmas lights

The holiday season is officially here, and if you are anything like Clark W. Griswold, your home is already decked out in twinkling lights.  As you can imagine, this can put your home at risk for fires or other electrical issues if the lights are broken or were not hung correctly. In order to keep your family safe and avoid homeowners insurance claims this holiday season, check out some holiday decorating safety tips from Mosaic Insurance in Prescott.Mosaic Insurnace helps Prescott home owners prepare for light debacles that may affect their homeowners insurance.

  • Opt for energy efficient LED lights as they use 75% less energy and will last several years longer than other strings of lights. LED lights do not produce heat like the light bulbs that you probably use in your home, making them a safer option, as well.
  • Before hanging lights, inspect them for broken or loose bulbs. Keep cords away from high traffic areas in your home or business to prevent injuries.
  • Never overload electrical sockets.
  • When you leave your home or business, turn off powered decorations and lights.

Of course, despite best laid plans and attention to safety, accidents still happen.  Contact Mosaic Insurance at 928-458-7374.

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